Two-wheeler insurance is an insurance plan focused on protection and coverage for bikes. It covers the cost of repairs in the case of accidental damages to your bike. Apart from accidents, it also provides financial security from incidents like thefts, natural disasters, vandalism, etc. and third party liabilities.

What is Bike Insurance?

"A two-wheeler insurance policy is essentially an agreement between an insurance company and an individual wherein the insurer covers any damage incurred by the two-wheeler in case of an accident, natural disaster, or theft" A bike insurance plan offers protection against liabilities that arise from injuries to the rider and the pillion as well as third parties, depending on the kind of policy you purchase. In order to purchase the cheapest two-wheeler insurance policy with adequate coverage, it is essential to compare plans between insurers.

Benefits of Bike Insurance

Comprehensive Policy

Comprehensive policy protects the owner from the costs incurred in accidental damages to a third party as well as to own vehicle. You can even select add-ons by paying a nominal additional premium, to enhance your coverage under such cover.

Stand-alone own-damage Policy

stand-alone own damage two wheeler insurance plan covers the damages to your bike or scooter caused by natural disasters like earthquake, flood, cyclone, landslide, etc. or man-made disasters like theft, burglary, riot, strike, etc.

Third party Policy

This type of insurance policy covers you against legal liabilities arising out of an accident. Under this type of two wheeler insurance policy, if your bike causes injuries to a third party or his= surrounding property, then your insurer will take care of these expenses.