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Bajaj Finance Fixed Deposit

Interest Rates

  • Senior Citizens
  • Non Senior Citizens
  • -upto 8.20% p.a.
  • -upto 7.95% p.a.

TENURE

12-60 months

MIN DEPOSIT

Rs.15,000

Features and Benefits of Fixed Deposit

Upto 0.25% higher
interest rates for
senior citizens

Manage your post-retirement expenses with an additional rate of benefit on your deposit

Flexible tenor up
to 60 months

Choose tenors ranging from 12 to 60 months, as per your convenience.

Deposits starting
at Rs.15,000
per month

Start investing with a small amount and grow your savings with our fixed deposit

Get secured
returns upto 8.20%

Access your savings instantly, during emergencies

Fixed deposit (FD) is a low-risk financial instrument that is offered by banks, post offices or Non-banking Financial Companies (NBFCs). Bajaj Finance offers higher FD rates ensuring you earn better returns.

With the Bajaj Finance Fixed Deposit, you can grow your savings at attractive FD interest rates up to 8.20%*p.a. along with the convenience of an end-to-end paperless investment process. The Bajaj Finance online FD provides an easy application process that saves you time and trouble waiting in long queues to open an FD account.

Amid increasing market volatilities, investing in a Bajaj Finance FD offers assured returns along with steady growth of savings. So you can build your savings without any effect of market fluctuations. Moreover, Bajaj Finance has the highest credit quality and safety ratings. CRISIL and ICRA have awarded it with MAAA and FAAA, respectively, making the Bajaj Finance Fixed Deposit one of the safest investment options.

*Conditions apply

Explore the Unmatched Benefits

Interest Rates

8.20%p.a.*

For Senior Citizen

Interest Rates

7.95%p.a.**

For Non Senior Citizen

Choose

Flexible

Payout Interest

Get a loan up to

75%

Of FD amount

Months

12-60

Flexible

Fixed Deposit Eligibility Criteria

Individuals

Resident Indians, persons of Indian origin, non-resident Indians and overseas citizens of India are eligible to book an FD.

Non-Individuals

Sole proprietorships, partnership firms, companies, Hindu Undivided Families (HUFs), clubs, associations, societies, family trusts are also eligible to book an FD.

To invest in a Bajaj Finance online FD, you need to be above 18 years of age. You can book your deposit online, with a quick paperless process and get started with an investment amount of just Rs. 15,000. Invest in a Bajaj Finance online FD to save time and book your deposit in less than 10 minutes.

Senior citizens get an additional rate benefits up to 0.25%*p.a. on their deposit, regardless of the mode of investment, they choose.

Existing FD customers of Bajaj Finance need not resubmit any documents on renewal, as this is a one-time process. For new customers, here are the documents required to open a fixed deposit account with Bajaj Finance.

  • Latest photograph
  • KYC of all applicants
    • PAN card
    • Aadhaar card, passport, driving license, voter ID (any one)


*Conditions apply

Why invest in Bajaj Finance FD

Strong
Credibility

Bajaj Finance FD has safely ratings of FAAA by CRISIL and MAAA by ICRA

Additional
Rate Benefits

Up to 0.25% p.a. for senior citizens

Online account
management

Access all products details 24x7 on our customer portal-Experia

Premature
Withdrawal Facility

Access your savings instantly, during emergencies

Rate of Interest

Fixed Deposit

Annual rate of interest valid for deposits up to Rs. 5 crore (w.e.f 10th November 2022)

Senior Citizen

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Non-Senior Citizen

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Senior Citizen

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Non-Senior Citizen

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Steps to Invest

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FAQs

*Rate of interest per annum, applicable on a non-cumulative scheme tenor of 44 months for senior citizens.

**Rate of interest per annum, applicable on a non-cumulative scheme tenor of 44 months for non-senior citizens.

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