Upto 0.25% higher
interest rates for
senior citizens
Manage your post-retirement expenses with an additional rate of benefit on your deposit
Choose tenors ranging from 12 to 60 months, as per your convenience.
Deposits starting
at Rs.15,000
per month
Start investing with a small amount and grow your savings with our fixed deposit
Get secured
returns upto 8.20%
Access your savings instantly, during emergencies
Fixed deposit (FD) is a low-risk financial instrument that is offered by banks, post offices or Non-banking Financial Companies (NBFCs). Bajaj Finance offers higher FD rates ensuring you earn better returns.
With the Bajaj Finance Fixed Deposit, you can grow your savings at attractive FD interest rates up to 8.20%*p.a. along with the convenience of an end-to-end paperless investment process. The Bajaj Finance online FD provides an easy application process that saves you time and trouble waiting in long queues to open an FD account.
Amid increasing market volatilities, investing in a Bajaj Finance FD offers assured returns along with steady growth of savings. So you can build your savings without any effect of market fluctuations. Moreover, Bajaj Finance has the highest credit quality and safety ratings. CRISIL and ICRA have awarded it with MAAA and FAAA, respectively, making the Bajaj Finance Fixed Deposit one of the safest investment options.
*Conditions apply
Interest Rates
8.20%p.a.*
For Senior Citizen
Interest Rates
7.95%p.a.**
For Non Senior Citizen
Choose
Flexible
Payout Interest
Get a loan up to
75%
Of FD amount
Months
12-60
Flexible
Individuals
Resident Indians, persons of Indian origin, non-resident Indians and overseas citizens of India are eligible to book an FD.
Non-Individuals
Sole proprietorships, partnership firms, companies, Hindu Undivided Families (HUFs), clubs, associations, societies, family trusts are also eligible to book an FD.
To invest in a Bajaj Finance online FD, you need to be above 18 years of age. You can book your deposit online, with a quick paperless process and get started with an investment amount of just Rs. 15,000. Invest in a Bajaj Finance online FD to save time and book your deposit in less than 10 minutes.
Senior citizens get an additional rate benefits up to 0.25%*p.a. on their deposit, regardless of the mode of investment, they choose.
Existing FD customers of Bajaj Finance need not resubmit any documents on renewal, as this is a one-time process. For new customers, here are the documents required to open a fixed deposit account with Bajaj Finance.
Strong
Credibility
Bajaj Finance FD has safely ratings of FAAA by CRISIL and MAAA by ICRA
Additional
Rate Benefits
Up to 0.25% p.a. for senior citizens
Online account
management
Access all products details 24x7 on our customer portal-Experia
Premature
Withdrawal Facility
Access your savings instantly, during emergencies
Annual rate of interest valid for deposits up to Rs. 5 crore (w.e.f 10th November 2022)
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